Privacy Policy

Privacy Policy for Segregated Fund Insurance

Effective Date: January 05, 2024

Introduction

Welcome to Segregated Fund Insurance, operating through our websites SegInsurance.com and SegFundInsurance.com. This Privacy Policy outlines our commitment to protecting the privacy and personal data of our visitors and customers. It details the practices we follow regarding the collection, use, disclosure, and protection of personal data.

Contact Information

  • Business Name: Segregated Fund Insurance
  • Address: 759 Warden Avenue, Scarborough, ON, M1L 4B5 Canada
  • Email for Privacy Concerns: [email protected]

Data Collection and Purpose

We collect personal data to provide and improve our services, including life insurance and related products/services. Data collected may include:

  • Contact information (name, address, email, phone number)
  • Financial and insurance-related details necessary for service provision
  • Browsing history and user behavior on our website for analytics and improvement

Data Usage

Your data is used for:

  • Processing inquiries and providing insurance services
  • Customer service and support
  • Compliance with legal and regulatory requirements
  • Website improvement and personalization
  • Marketing and promotions, subject to your consent

Data Sharing and Disclosure

Segregated Fund Insurance does not sell personal data. We may share data with:

  • Service providers and partners for business operations
  • Legal and governmental bodies when required by law
  • Third parties with your explicit consent

Data Storage and Security

We employ robust security measures to protect your data from unauthorized access, alteration, and destruction. Data is stored on secure servers and is only accessible to authorized personnel.

User Rights

Under GDPR, you have the right to:

  • Access your personal data
  • Request correction or deletion of your data
  • Object to processing of your data
  • Withdraw consent at any time, without affecting the lawfulness of processing based on consent before withdrawal
  • Lodge a complaint with a supervisory authority

Exercising Your Rights

To exercise your rights, please contact us at [email protected]. We will respond to your request in accordance with GDPR guidelines.

Changes to This Policy

We reserve the right to modify this policy. Any changes will be posted on our website with an updated effective date.

By using our services, you acknowledge that you have read and understood this Privacy Policy.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users who register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights do you have over your data

If you have an account on this site or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Visitor comments may be checked through an automated spam detection service.


This privacy policy is a general template and was designed to be compliant with GDPR and relevant Canadian privacy laws.